Pagibig Contribution Calculator

Calculate your monthly pagibig contributions

Contribution Calculator

Calculate your monthly contributions

₱

Monthly Breakdown

Employee Share (2%)₱
Employer Share (2%)₱
Total Monthly Contribution₱ 0.00

* Contribution rate is 2% each for employee and employer based on monthly salary up to ₱5,000.

* Default interest rate is indicative. Actual rates may vary based on loan type and policies.

Important Information

Contribution Rates

  • Employee share: 2% of monthly compensation (minimum ₱100, maximum ₱1,000)
  • Employer share: 2% of monthly compensation (minimum ₱100, maximum ₱1,000)
  • Optional voluntary savings: additional contribution up to 5% of monthly compensation
  • Self-employed/OFW/voluntary members: 2% – 5% of monthly compensation depending on chosen contribution level

Contribution Guidelines

  • Contributions are mandatory for all employed members with a monthly compensation of at least ₱1,000
  • Employers remit contributions on behalf of their employees monthly
  • Self-employed and voluntary members can remit contributions directly through Pag-IBIG branches, online, or accredited payment channels
  • Contributions can be used for savings, housing loans, and other Pag-IBIG benefits

Note: This calculator provides an estimate based on current Pag-IBIG contribution rates. For official computation and updates, please visit the Pag-IBIG Fund website or contact your nearest branch.

Related Links & Resources

Pag-IBIG Official Website

Visit the Pag-IBIG Fund portal for more information

Contribution Table

View the complete Pag-IBIG contribution schedule

Member Portal

Access your Pag-IBIG account and contribution records online

Frequently Asked Questions

What is Pag-IBIG and why do I need to contribute?▼
Pag-IBIG (Home Development Mutual Fund) is a government-run savings program that provides benefits for housing, savings, and loans. Contributions help you build savings, gain access to housing loans, and enjoy other benefits.
How are Pag-IBIG contributions calculated?▼
For employed members, contributions are based on a percentage of monthly compensation (usually 2%), shared equally by employee and employer. Voluntary members can contribute higher amounts for additional savings or benefits.
When are Pag-IBIG contributions due?▼
For employed members, contributions are deducted from salaries and remitted by employers monthly. Voluntary and self-employed members should remit contributions directly through Pag-IBIG on or before the due date each month.
Can I pay my Pag-IBIG contributions online?▼
Yes, contributions can be paid online through the Pag-IBIG Fund website, accredited banks, payment centers, or mobile apps. Online payment ensures your contributions are posted promptly.
What happens if I miss Pag-IBIG contribution payments?▼
Missing contributions may affect your eligibility for loans or other benefits. It is important to settle any unpaid contributions to maintain your membership in good standing.
How do I check my Pag-IBIG contribution records?▼
You can check your contributions through the Pag-IBIG Fund Member Portal. Log in to view your posted contributions, total savings, and loan eligibility. You can also request a contribution verification at any branch.